info@3dsecurempi.com
+44.(0).870.490.8278

3D Secure 2.2

Risk Based Frictionless Authentication

Our software solution sits on the merchant payment form and allows the acquiring bank (merchant’s bank) to verify with the issuing bank (cardholder’s bank) that a cardholder is in fact who they say they are. This is done before the transaction is sent through for processing via a security check utilizing risk based authentication.

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How does 3D Secure work for me?

3D Secure is a three-part process: the issuer, the acquirer, and the interoperability domain.

3D Secure (3-domain structure), also known as a payer authentication, is a security protocol that helps to prevent fraud in online credit and debit card transactions. This additional security was initiated and created by Visa and MasterCard and it’s branded as ‘Verified by Visa’ and ‘MasterCard SecureCode’ respectively.

Our Solutions

Hosted & Managed Solutions

The MPI is deployed and operational on a fully audited, PCI compliant and ISO Certified infra structure operated by Endeavour.

The Endeavour hosted MPI is operated on a fully audited, PCI compliant and ISO Certified infra structure operated by Endeavour from a data center located in Nuremberg Germany.

The MPI is designed to handle multiple Acquirers and multiple merchants contemporarily.

Real Time Monitoring

Monitoring and collection of statistics is important to detect, understand and resolve issues.

Below is an actual snapshot of the interactive analysis of the transactions for a live merchant account, giving first a bird eye view and then allowing the investigation to drill down to the individual transactions.

Our MPI - Software as a Service

The MPI is deployed and operational on a fully audited, PCI compliant and ISO Certified infra structure operated by Endeavour.

The Endeavour hosted MPI is operated on a fully audited, PCI compliant and ISO Certified infra structure operated by Endeavour from a data center located in Nuremberg Germany.

The MPI is designed to handle multiple Acquirers and multiple merchants contemporarily.

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Full support for major card brands and banks

Making eCommerce Safe

Be in the know

Industry news, events and major releases.

Recurring Transactions, Merchant Initiated Transactions and Stored Credentials
Posted on: Thursday 23rd June, 2022

The subscription model has gained in popularity but as anyone with experience with these type of payments knows, the model can lead to disputes through lack of clarity, misuse or poor management.

Visa guidelines for mandatory rolling out of EMV 3DSecure for Asia Pacific
Posted on: Wednesday 4th May, 2022

Visa has issued guidelines for rolling out of EMV 3DS for the Asia Pacific Region. Countries covered: Australia, Cambodia, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, Hong Kong, South Korea, Taiwan, Thailand and Vietnam.

Visa & Mastercard Mandate: Impacts of the 8-Digit BINs Extension
Posted on: Monday 28th February, 2022

Important changes to BIN codes, the lynch pin of credit card payments.

Here to help

Questions? We've got answers.

Kindly note that we do not support cardholders wanting to activate 3D Secure on their card. Please contact your bank directly using the phone number provided on the back of your card.