The amount of merchant data which 3DS 2.0 is able to collect is truly large, beyond the capabilities of smaller merchants which may not have the technology and sophistication to collect and present this data.

The European Banking Authority (EBA) has released an opinion stating that the revised deadline for migration to SCA has been set at 31 December 2020, a 15-month extension from the original implementation date of 14 September 2019.

The long awaited 14th September deadline for SCA has come and gone. To say it has been a huge disappointment would be an understatement when one thinks of the effort and sacrifices put in by the many individuals and organizations over the last three years to be ready.