Decoupled Authentication provides a convenient way to get SCA approval with minimum effort by the merchant or the cardholder. Many use cases benefit from higher approval rate and fraud protection.

MasterCard Identity Check Updates. 3DS1 Attempts server to be decommissioned on October 5th, 2021. 

Effective 15 October 2022, Visa will discontinue support of 3-D Secure 1.0.2 and related technology. Effective 16 October 2021, Visa will continue to support 3DS 1.0.2 transaction processing, including the 3DS 1.0.2 Directory Server (DS), but will stop support of 3DS 1.0.2 Attempts Server.

EMVCo 3DSecure 2.2 brings enhanced functionality as the SCA protocol matures and consolidates its experience with over two years of deployment.

MasterCard releases the latest news update for August with a number of important deadlines.

Visa released the latest news update for August with a number of important changes. 

Can you improve sales, reduce fraud and enhance customer experience? Changing the mindset from compromise to embracing a better way of doing things.

The discussion on the use of iframes is back! Using an iframe to display the challenge windows has always been a popular option.

MasterCard has been running a monitoring program for many months to monitor sources of errors with version 2. MasterCard has established a number of KPIs around the error rates for different issues.

Changes coming to 3DSecure in April with more following in the coming months for both Visa and MasterCard.