info@3dsecurempi.com
+44.(0).870.490.8278

New Standard for BIN Codes to be introduced from 1st April 2022

Posted On: Wednesday, February 23rd, 2022

New Standard for BIN Codes to be introduced from 1st April 2022

For all credit card numbers, the first six digits of the card number identify the card scheme and also the financial institution that issued the card to the card holder. This is called the BIN which stands for Bank Identification Number.

As financial services continue to grow the existing 6 digit BIN code is no longer sufficient to cover the requirements of the industry. The ISO (the International Standards Organisation) therefore has announced a new standard that extends the BIN length from 6 to 8 digits.

Starting from 1st April 2022, the card schemes will adopt the new ISO standard so that both 6 digit and 8 digits BIN codes will be supported. The total number of digits in the card numbers will remain the same, typically 16 digits. Only the internal structure of the card number is changing.

For the most part, this change will be transparent to Cardholders and Merchants. However reporting, statements and configurations will be impacted. Endeavour will carry out the necessary upgrades to ensure that 8 digit BIN codes are fully supported.

Full support for major card brands and banks

Making eCommerce Safe

Be in the know

Industry news, events and major releases.

Visa guidelines for mandatory rolling out of EMV 3DSecure for Asia Pacific
Posted on: Wednesday 4th May, 2022

Visa has issued guidelines for rolling out of EMV 3DS for the Asia Pacific Region. Countries covered: Australia, Cambodia, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, Hong Kong, South Korea, Taiwan, Thailand and Vietnam.

Visa & Mastercard Mandate: Impacts of the 8-Digit BINs Extension
Posted on: Monday 28th February, 2022

Important changes to BIN codes, the lynch pin of credit card payments.

Visa news update for 2022
Posted on: Wednesday 26th January, 2022

Visa news update for 2022

Here to help

Questions? We've got answers.

Kindly note that we do not support cardholders wanting to activate 3D Secure on their card. Please contact your bank directly using the phone number provided on the back of your card.