Switching from Version 2.1 to 2.2 is actually very straight forward for no frills authentication. The effort comes from using features in 2.2 which are not available in Version 2.1, the most prominent of these being Merchant Initiated Transactions.
The main consideration for switching to 2.2 is how well it is supported; Endeavour provides this information in real time so our clients can only send 2.2 messages when they are supported.
Current status of v2.2
Authentication Rate for version 2.2 is higher than 2.2; V2.2 transactions have an 86% authentication success rate versus 81% for V2.1.
And how well is 3DSecure doing in general? Mastercard reports the following statistics
These statistics will vary by region.
Once again we will be at Money2020 in Vegas.
The subscription model has gained in popularity but as anyone with experience with these type of payments knows, the model can lead to disputes through lack of clarity, misuse or poor management.
Visa has issued guidelines for rolling out of EMV 3DS for the Asia Pacific Region. Countries covered: Australia, Cambodia, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, Hong Kong, South Korea, Taiwan, Thailand and Vietnam.