info@3dsecurempi.com
+44.(0).870.490.8278

Two Factor Authentication

Endeavour 3DSecure supports Two Factor Authentication.

Two Factor Authentication (TFA) is a combination of something that you know with something that you have. From a practical point of view this involves the use a one-time use passwords (OTP) which are conveyed to the user via SMS or an application running on mobile phone or Chrome. Using OTP greatly reduces hacking risks and the need to remember complicated passwords which must be changed periodically.

As further protection, a password can be used – something that you know. Within the ACS, the card number can fill in the role of ‘something that you know’, to simplify the checkout process.

TFA can be prompted every time or Endeavour will detect a change of cookie or IP address and only prompt for TFA periodically or on detection of different ‘location’ parameters, further combined with other factors as part of a Risk Based Approach to 3DSecure Authentication.

Endeavour is making TFA available on both its MPI for accessing the management console, as well as the ACS for card holder authentication. Endeavour’s modular design allows for any number of 3rd Party TFA solutions to be used. Endeavour has launched TFA with Google Authenticator and Authy already supported.

Full support for major card brands and banks

Making eCommerce Safe

Be in the know

Industry news, events and major releases.

What is Decoupled Authentication?
Posted on: Monday 13th September, 2021

Decoupled Authentication provides a convenient way to get SCA approval with minimum effort by the merchant or the cardholder. Many use cases benefit from higher approval rate and fraud protection.

Important Updates from MasterCard for September 2021
Posted on: Friday 3rd September, 2021

MasterCard Identity Check Updates. 3DS1 Attempts server to be decommissioned on October 5th, 2021. 

Visa Will Discontinue Support of 3-D Secure 1.0.2 in 2022
Posted on: Friday 3rd September, 2021

Effective 15 October 2022, Visa will discontinue support of 3-D Secure 1.0.2 and related technology. Effective 16 October 2021, Visa will continue to support 3DS 1.0.2 transaction processing, including the 3DS 1.0.2 Directory Server (DS), but will stop support of 3DS 1.0.2 Attempts Server.

Here to help

Questions? We've got answers.

Kindly note that we do not support cardholders wanting to activate 3D Secure on their card. Please contact your bank directly using the phone number provided on the back of your card.