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Two Factor Authentication

Endeavour 3DSecure supports Two Factor Authentication.

Two Factor Authentication (TFA) is a combination of something that you know with something that you have. From a practical point of view this involves the use a one-time use passwords (OTP) which are conveyed to the user via SMS or an application running on mobile phone or Chrome. Using OTP greatly reduces hacking risks and the need to remember complicated passwords which must be changed periodically.

As further protection, a password can be used – something that you know. Within the ACS, the card number can fill in the role of ‘something that you know’, to simplify the checkout process.

TFA can be prompted every time or Endeavour will detect a change of cookie or IP address and only prompt for TFA periodically or on detection of different ‘location’ parameters, further combined with other factors as part of a Risk Based Approach to 3DSecure Authentication.

Endeavour is making TFA available on both its MPI for accessing the management console, as well as the ACS for card holder authentication. Endeavour’s modular design allows for any number of 3rd Party TFA solutions to be used. Endeavour has launched TFA with Google Authenticator and Authy already supported.

Full support for major card brands and banks

Making eCommerce Safe

Be in the know

Industry news, events and major releases.

Visa guidelines for mandatory rolling out of EMV 3DSecure for Asia Pacific
Posted on: Wednesday 4th May, 2022

Visa has issued guidelines for rolling out of EMV 3DS for the Asia Pacific Region. Countries covered: Australia, Cambodia, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, Hong Kong, South Korea, Taiwan, Thailand and Vietnam.

Visa & Mastercard Mandate: Impacts of the 8-Digit BINs Extension
Posted on: Monday 28th February, 2022

Important changes to BIN codes, the lynch pin of credit card payments.

New Standard for BIN Codes to be introduced from 1st April 2022
Posted on: Wednesday 23rd February, 2022

New Standard for BIN Codes to be introduced from 1st April 2022

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Kindly note that we do not support cardholders wanting to activate 3D Secure on their card. Please contact your bank directly using the phone number provided on the back of your card.