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Two Factor Authentication

Endeavour 3DSecure supports Two Factor Authentication.

Two Factor Authentication (TFA) is a combination of something that you know with something that you have. From a practical point of view this involves the use a one-time use passwords (OTP) which are conveyed to the user via SMS or an application running on mobile phone or Chrome. Using OTP greatly reduces hacking risks and the need to remember complicated passwords which must be changed periodically.

As further protection, a password can be used – something that you know. Within the ACS, the card number can fill in the role of ‘something that you know’, to simplify the checkout process.

TFA can be prompted every time or Endeavour will detect a change of cookie or IP address and only prompt for TFA periodically or on detection of different ‘location’ parameters, further combined with other factors as part of a Risk Based Approach to 3DSecure Authentication.

Endeavour is making TFA available on both its MPI for accessing the management console, as well as the ACS for card holder authentication. Endeavour’s modular design allows for any number of 3rd Party TFA solutions to be used. Endeavour has launched TFA with Google Authenticator and Authy already supported.

Full support for major card brands and banks

Making eCommerce Safe

Be in the know

Industry news, events and major releases.

Important Updates for Visa, MasterCard and Amex for November 2021
Posted on: Friday 26th November, 2021

Visa, MasterCard and Amex all announced the sunset dates for 3DSecure Version 1.0.2 with other important dates and exceptions.

Meet us at Money2020 USA between October 24th and 27th 2021.
Posted on: Tuesday 19th October, 2021

Endeavour will be exhibiting at the Money2020 USA in Las Vegas being held between October 24th and 27th at the Venetian.

Mastercard will mandate EMV 3DS v2.2 in European Region
Posted on: Monday 11th October, 2021

MasterCard sets the road map for V2.2 aiming to improve frictionless authentication, improve user experience for out-of-band, improve UX and performance and introduce Message enhancement for Acquirer Exemptions amongst other objectives.

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Kindly note that we do not support cardholders wanting to activate 3D Secure on their card. Please contact your bank directly using the phone number provided on the back of your card.