Important changes to BIN codes, the lynch pin of credit card payments.

New Standard for BIN Codes to be introduced from 1st April 2022

Visa news update for 2022

MasterCard 3DSecure update for 2022

Visa, MasterCard and Amex all announced the sunset dates for 3DSecure Version 1.0.2 with other important dates and exceptions.

Endeavour will be exhibiting at the Money2020 USA in Las Vegas being held between October 24th and 27th at the Venetian.

MasterCard sets the road map for V2.2 aiming to improve frictionless authentication, improve user experience for out-of-band, improve UX and performance and introduce Message enhancement for Acquirer Exemptions amongst other objectives.

Decoupled Authentication provides a convenient way to get SCA approval with minimum effort by the merchant or the cardholder. Many use cases benefit from higher approval rate and fraud protection.

MasterCard Identity Check Updates. 3DS1 Attempts server to be decommissioned on October 5th, 2021. 

Effective 15 October 2022, Visa will discontinue support of 3-D Secure 1.0.2 and related technology. Effective 16 October 2021, Visa will continue to support 3DS 1.0.2 transaction processing, including the 3DS 1.0.2 Directory Server (DS), but will stop support of 3DS 1.0.2 Attempts Server.

EMVCo 3DSecure 2.2 brings enhanced functionality as the SCA protocol matures and consolidates its experience with over two years of deployment.